A trusted lender staying true to our core values throughout our 20 years of business. We’ll continue to hold our relationships, culture, commitment to the community, and credibility as our highest mission.
Relationships with our clients are key to our success. It’s never just about business. It’s caring about the families we serve.
When you choose Atlantic Bay you are choosing to work with a local mortgage banker backed by a company with a national reputation.
Robby Dobrinsky specializes in helping first time home buyers. With 17 years in the mortgage/real estate industry, he is very skillful at navigating behind the scenes to make the process easier for his clients and to ensure their loan closes on time.
Robby Dobrinsky left the insurance industry in 1998 and joined Atlantic Bay. He says, “It’s important to build relationships with our key market, realtors, financial planners, CPAs and builders. I tell things straight up. My clients and industry professionals can call me anytime. Hopefully when my clients leave my office, they have a full understanding of how the process is going to work. They trust me and they know they are in good hands.”
Robby says, “At Atlantic Bay, we do what we say and say what we do. Our process is the reverse of everyone else. In our process, the files go to the underwriter first. Our underwriters underwrite the files and give you a decision right then and there. I have an advantage by having ops right across the parking lot. I can walk over there and get the answers I need face-to-face. It’s huge.”
* In accordance with the Equal Credit Opportunity Act, Atlantic Bay Mortgage Group, L.L.C. does not discriminate against any applicant on the basis of race; color; religion; national origin; sex or marital status; or age(provided the applicant has the capacity to contract); medical history, disability, physical condition; because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act; or upon any other justification prohibited by law. Loan applicant is not required to disclose the receipt of alimony, child support, or separate maintenance payments unless the applicant wishes to rely on that income in the determination of creditworthiness. Loan programs, rates, and fees are subject to change at any time without notice. The information provided is deemed reliable but not guaranteed. The information on this website is not an advertisement to extend customer credit as defined by Section 12 CFR 1026.2 Regulation Z. All mortgage financing is subject to credit and underwriting approval. Receipt of borrower’s application or inquiry does not represent an approval for financing or rate guarantee. Atlantic Bay Mortgage Group is an Equal Housing Lender and Equal Opportunity Lender. NMLS #72043 | (www.nmlsconsumeraccess.org). Atlantic Bay Mortgage Group, L.L.C. © 2015 All Rights Reserved.